7 loan options to pay for a home renovation

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

If you’re looking for the right way to pay for your home renovation, there’s a chance that you’ve been recommended a number of different options.

Are Home Improvements Tax Deductible: Which Home Repairs Can I Write Off? | RenoFi

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

Many homeowners are taking on home renovation projects, and a significant portion of these homeowners financed these projects with home equity loans and HELOCs. What you may not realize is that the interest you pay on these loans might be tax deductible. 

Before & After: a RenoFi-powered renovation in the city of Philadelphia

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

Original Home

  • Location: Fairmount, PA
  • Built in 2003
  • Roughly 2,000 sq. ft.
  • 3 beds, 2.5 baths

The Renovation

  • Remodeled kitchen
  • Remodeled master bathroom
  • Added an additional guest bathroom
  • Custom / enlarged french patio doors
  • Remodeled second floor guest bathroom

When Kelly and Jeff found RenoFi, they were almost ready to give up on completing their entire renovation wishlist all at once. They had moved into their Philadelphia townhome in 2017, with the intention to renovate in the next few years.

Before and After: a RenoFi-powered renovation in Ardmore

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

Original Home

  • Location: Ardmore, PA
  • Built in 1940
  • 1,700 sq. ft.

Original value:

$385,000

The Renovation

  • Additional 700 sq. ft.
  • Full eat-in kitchen, with heated floors
  • New master suite with luxury bath
  • Total Cost: $185,000

After renovation value:

Before and After: a RenoFi-powered renovation in Malvern

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

Original Home

  • Location: Malvern, PA
  • Built in 1958
  • 2,000 sq. ft.
  • 4 beds, 3 bath

Original value:

Before and After: a RenoFi-powered renovation in Queen Village, Philadelphia

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

before living room renovation

Original Home

  • Location: Queen Village, Philadelphia, PA
  • Built in 2003
  • 1,197 sq. ft.
  • 2 beds, 2 baths

Original value:

Before and After: a RenoFi-powered renovation in Villanova

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

Original Home

  • Location: Villanova, PA
  • Built in 1958
  • 2,768 sq. ft.
  • 5 beds, 3.5 baths

Original value:

Before and After: a RenoFi-powered renovation in West Chester

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

Original Home

  • Location: West Chester, PA
  • Built in 1930
  • 1,800 sq. ft.
  • 4 beds, 2.5 bath
  • Previous renovations: remodeled kitchen, hardwood flooring throughout

Original value:

Everything you need to know about LTV (loan-to-value ratio)

When it comes time to begin a large home renovation project or even buy a new home, suddenly a lot of new terms come into play. From LTV to DTI to APR, learning all of these abbreviations at once can get confusing. But when you break them down, they’re not that complicated.

Your loan-to-value (LTV) ratio is really a comparison of your loan and your home, but it’s also one of the main factors your lender will consider when deciding whether or not to approve your loan application.

Fannie Mae Homestyle renovation loans: what they are and how they work

The most money and lowest monthly payment for your renovation

Borrow up to 90% of your future home value with a RenoFi Renovation Loan

WHAT IS YOUR PROJECT?

Whether you’ve fallen in love with a fixer-upper or have a list of renovations that you want to do to turn your current home into your forever home, there’s a good chance you’re going to need to borrow money to make this a reality.