Home Improvement Loans

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How To Finance An Addition To Your Home

Looking to put an addition on your home? Learn about the types of home addition loans, their pros and cons, and how to use them to finance your project.

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An Expert Guide To Home Renovation Loans and How Home Improvement Loans Work

An expert guide to everything you need to know about home renovation loans. Boost your borrowing power by discovering the best renovation loans that factor in the after-renovation value, and tackle your entire home improvement wish list in one go!

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4 reasons why you shouldn't use an unsecured home improvement loan

Learn why most homeowners shouldn’t use an unsecured home improvement loan to finance a renovation project and what your alternative options are.

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7 loan options to pay for a home renovation

Finding the best way to pay for a home renovation project can be confusing, and in this guide, we walk you through all of the different options that you have available and lay down the pros and cons of each one.

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RenoFi Loan requirement checklist

Realizing that it’s possible to turn your current home into a home you love is a great feeling. Discovering the smartest way to do it through a RenoFi Home Equity Loan is even better. We'll help you gather everything you need to apply with one of our lending partners using this helpful checklist.

Related Articles

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HELOC With 650 Credit Score: What You Need to Know

Getting a HELOC with a 650 credit score, while not ideal, does not typically exclude you from getting a loan.

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HELOC Loan: Everything You Should Know

HELOC loan, or home equity line of credit, allows you ― a homeowner ― to tap into the equity you’ve built over time.

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HELOC for Self Employed: What to Know

A HELOC for self employed individuals lets you borrow money using equity in your home as collateral.

Home Equity Loans

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Home Equity Loan With Cosigner: What You Should Know

A home equity loan with a cosigner may help increase your chances of getting a home equity loan compared to applying on your own.

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Home Equity: What It Is and How It Works

Home equity is the portion of your home that you own, calculated as the difference between your property's market value and your outstanding mortgage balance.

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95 LTV HELOC: Your Home Equity Line of Credit

A 95 LTV HELOC is a home equity line of credit that lets you borrow up to 95% of your home’s value, giving you a lot of flexibility to cover big expenses.

Construction Loans

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An Expert Guide to Construction Loans, and How They Work

Learn the ins and outs of construction loans, from the application process to disbursement and major risks. Make informed decisions for financing your construction project.

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3 reasons why you shouldn't use a construction loan for your renovation

There’s a better financing option for your home improvements.

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General Liability Insurance and Construction Bonds:

Why your contractor should have these two items before they start your renovation project.

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FHA 203k Loan Rates: Everything You Need to Know

FHA 203k loan rates are typically 0.5-1% higher than typical FHA loans because 203k loans let you buy and fix up a house with just one mortgage.

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Can You Recast An FHA Loan?

You cannot recast an FHA loan, as government-backed loans such as FHA, USDA, and VA do not offer a recasting option.

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Joint FHA Loan: Everything You Should Know

A joint FHA loan enables two people to apply together for a home loan when their incomes may not be enough to qualify individually.

Other Loan Types

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Home Repair Grants for Disabled Homeowners

Home repair grants for disabled homeowners are financial assistance programs provided by some government and non-government agencies for qualified individuals.

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5 reasons why you shouldn't use a Fannie Mae Homestyle renovation loan

Looking for the best loan to finance your home renovation project? These are the biggest reasons why you should consider a RenoFi Loan rather than a Fannie Mae Homestyle Renovation Loan.

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Fannie Mae Homestyle renovation loans: what they are and how they work

A comprehensive guide to Fannie Mae HomeStyle renovation loans and if they are the best way to finance your renovation.

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What are PACE loans?

Home renovation financing, and specifically PACE loans, got a major shout out on the most recent episode of Last Week Tonight with John Oliver.