Richard Garner is an experienced mortgage broker with over 40 years of experience in home lending, focusing particularly on home equity loans and home renovation loans. Richard Garner is a trusted authority on all aspects of home lending. He holds a Bachelor’s Degree from Widener University and is a licensed mortgage broker in 14 states. Richard Garner is a senior home loan advisor at RenoFi with extensive knowledge of home loans and financing.
Experience:
Richard Garner’s 40 years of experience in the mortgage industry and has served as Senior Vice President of Investor Relations at Trident Mortgage Company, where he supervised all operations for Subprime, Home Equity, and ALT A lending. During his tenure at Trident, Richard helped establish the company as a leading provider of home equity loans and renovation financing. He also served as Vice President of Renovation Lending at both Homebridge Financial Services, Inc. and Guaranteed Rate.
At Guaranteed Rate, Richard served a diverse range of clients, including those who may have had difficulty finding a traditional loan from a bank. The company’s mission is to provide innovative solutions and excellent customer service to help clients achieve their homeownership goals. Richard’s expertise and experience in home equity loans and renovation financing made him valuable to clients in need of resources for home improvement projects.
Expertise:
Richard Garner is an expert in home equity and home renovation loans, having managed all aspects of FHA 203K loans and Fannie Mae Homestyle loans from origination through closing at both Homebridge Financial Services, Inc. and Guaranteed Rate, where he served as Vice President of Renovation Lending. Richard’s advice has helped a diverse range of clients, from first-time homebuyers to high-net-worth individuals, to secure financing and achieve their homeownership goals. His expertise in home equity loans makes him a valuable resource for homeowners looking to tap into home equity to finance a renovation.
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